Here's how it works.
With an American Home Shield Warranty, getting help for your covered items is easy.
1.Request service online or by phone. Pay your Service Fee.
2.We assign a repair Pro.
3.We repair or replace your covered home system or appliance.*
*See the plan agreement for coverage details, including service fees, limitations and exclusions. Coverage limits and charges for non-covered items may apply.
Why choose American Home Shield?
People love the protection and convenience that American Home Shield® home warranties provide. And our awards prove it.
DISCOVER THE AMERICAN HOME SHIELD DIFFERENCE
We pay the most claims
As the largest home warranty provider, we pay the most home warranty claims. More than $2 billion in the last five years.
Our members get more
More coverage options and fewer exclusions on our comprehensive plans.
No system or appliance is too old
You can get protection regardless of the age or appearance of your covered items — no maintenance records or inspection required.
What is a home warranty?
A home warranty is a year-long, renewable home service plan that helps with the cost to repair or replace parts of a home’s systems and appliances. It’s not homeowners insurance, but acts as a complement to it – protecting things that your insurance doesn’t.
Your home systems and appliances, like your water heater and oven, will break down over time. And sometimes, things just stop working, no matter how old they are. It happens. That’s where a home warranty comes in – offering a budget-friendly solution for covered household breakdowns.
And if it’s peace of mind and convenience you’re looking for, we’ve got you covered. Our service plans remove the guesswork. No time spent asking for repair recommendations or calling contractor after contractor. When things go wrong in your home, you’ll know exactly what to do.
What is covered in a home warranty?
We help protect major parts of your home systems and appliances, no matter their age, no maintenance records or home inspections required. It's similar to appliance insurance or system’s insurance that you may have for one item, but our home warranties help cover multiple items. Depending on the type of warranty you choose, we cover components of home systems, appliances, or both – things like your heating system, water heater, electrical system, dishwasher, clothes washer/dryer, and more. And if we can’t repair a covered item, we’ll replace it. As a member, we want you to know that your budget, your time, and, let’s be honest, your sanity is all good.
People like us. Officially.
"AHS is awesome… Thank you AHS, we love our coverage."
"American Home Shield has been a great help with our appliances and budget. From washing machine to HVAC repairs, we have been impressed with the service technicians and quality of service. A+ in my book."
"I have been with American Home Shield for 13 years and have used them many times over the years. They always help get my service done as soon as possible."
Home warranty vs. Homeowners insurance
American Home Shield plans complement home insurance by filling in the gaps insurance doesn’t cover. For complete home protection, it’s smart to have both.
American Home Shield
- HVAC stops running
- Leaking faucet
- Dishwasher stops running
- Toilet overflows
VS.
Homeowners insurance
- Theft
- Fire damage
- Storm damage
- Floods
Paying out of pocket could get expensive.
Without a home warranty, you could pay up to this much to repair or replace typical household items.*
Air Conditioning
up to $6,000
Heating
up to $5,600
Refrigerator
up to $1,800
Water Heater
up to $2,000
Pool & Spa
up to $755
*Repair/replacement cost is the eightieth percentile as reported in a nationwide survey of homeowners conducted in 2024 by ClearVantage for American Home Shield.
The best plan is the one that works for you.
With three different home warranty plans and flexible pricing, American Home Shield® has the right solution for every home and budget — including yours.
ShieldSilver™
ShieldGold™
ShieldPlatinum™
Cover the hardworking basics. ShieldSilver protects parts of 14 major systems to help keep your home running.
See PricingWhat's covered:
- Heating and Air Conditioning Systems
- Electrical Systems
- Plumbing Systems
-
Kitchen Appliances -
Laundry Appliances
What else is included?
- Member Benefits like HVAC Tune-ups, Rekeys & Partner Discounts*
- Up to $5,000 for Heating and Air Conditioning Systems
-
Up to $2,000 Per Appliance for Repair or Replacement -
Up to $250 in Coverage for Code Violations, Permits & Modifications -
Roof Leak Repairs (up to $1,000) -
One FREE HVAC Tune-up* -
Unlimited AC Refrigerant
Most Popular
Shield Gold™
If more coverage means less worries, ShieldGold is for you. Protects parts of 23 major systems and appliances in your home.
See PricingWhat's covered:
- Heating and Air Conditioning Systems
- Electrical Systems
- Plumbing Systems
- Kitchen Appliances
- Laundry Appliances
What else is included?
- Member Benefits like HVAC Tune-ups, Rekeys & Partner Discounts*
- Up to $5,000 for Heating and Air Conditioning Systems
- Up to $2,000 Per Appliance for Repair or Replacement
-
Up to $250 in Coverage for Code Violations, Permits & Modifications -
Roof Leak Repairs (up to $1,000) -
One FREE HVAC Tune-up* -
Unlimited AC Refrigerant
Shield Platinum™
Total peace of mind feels good. ShieldPlatinum protects parts of 23 systems and appliances, includes roof leak repair coverage and other member perks.
See PricingWhat's covered:
- Heating and Air Conditioning Systems
- Electrical Systems
- Plumbing Systems
- Kitchen Appliances
- Laundry Appliances
What else is included?
- Member Benefits like HVAC Tune-ups, Rekeys & Partner Discounts*
- Up to $5,000 for Heating and Air Conditioning Systems
- Up to $4,000 Per Appliance for Repair or Replacement
- Up to $250 in Coverage for Code Violations, Permits & Modifications
- Roof Leak Repairs (up to $1,000)
- One FREE HVAC Tune-up*
- Unlimited AC Refrigerant
Find a home warranty plans to fit your needs.
